Year: 2021

5 Tips For Heading Into Retirement Solo

I thought this was interesting. Roughly one-third of 45-63-year-olds are single, most of whom never married, or at this time are divorced according to a study in "The Gerontologist."The study also revealed, fewer are having children.What does this mean for the thousands of boomers retiring every day? Potentially a smaller support network to help with the basic care/help/ and guidance often needed by people as we age.Childless retirees will face a slew of additional challenges, and perhaps some advantages. We may still need to provide care for our parents, as they age, but we won't have children to help care for us as we age.Without a spouse or children, the odds of becoming isolated (either physically or socially) increase dramatically.Below are some tips to increase your odds to live as independently as possible throughout your retirement.Be Well,Anisa 1. Plan For A Happier & Healthier Retirement… We are living longer. Some of us may even live to 100 or beyond. Others may not make it to full retirement age. It is never too soon to plan and save for a happier and healthier retirement. Set aside money medical emergencies. Budget for other medical care like massage therapy, acupuncture, chiropractic, and other...

5 Excuses Proven to Get Drivers Out of Traffic Tickets

AAA says already this year is a big year for road trips. That means more time in our cars and the chance for us to get a ticket.No one likes tickets so if, and I hope you don't, do get pulled over, try one of these five excuses.I hope it helps and safe travels if you are embarking on a trip!Be Well,AnisaAs always please reply with your thoughts and comments.Missed an issue? Visit Here The Five Most Successful Excuses… For example, the next time a cop stops you while driving, try uttering the excuse, "I didn't know I was speeding." About 26% of the time, this can get you out of a ticket, according to CarInsurance.com's third annual "Caught Speeding" survey of 1,000 drivers' habits. Overall, excuses probably work better than you think when faced with the possibility of a ticket. Almost 50% of survey respondents say using an excuse with a police officer helped avoid a ticket. That's nearly double the success rate reported in 2020. The Five Most Successful Excuses…1. I didn't know I was speeding - 26%2. Medical emergency - 25%3. Everyone else was going the same speed - 22%4. Late for work - 21%5. I had...

Planning To Travel This Summer? Here 5 Scams To Avoid

As more of us venture out of pandemic isolation and head for long-awaited vacations and reunions with family and friends, we are whetting the appetite of a class of scam artists who target travelers, says Lois Greisman, director of the Federal Trade Commission's Division of Marketing Practices.Below are five current travel scam that AARP is reporting about and how experts say you can avoid them.The number 3 listed one, my brother fell for! I never thought this could happen to him. He is intelligent and fairly web savvy. It just shows the level of sophistication scammers have gotten!Be Well,Anisa 1. Free or Rock-Bottom Deals… Phone calls, emails and postcards with enticing travel offers look tempting, but a deal that's way under the value of a trip - like five nights in a hotel plus airfare to Maui for $200 - means it's probably a scam, says Amy Nofziger, AARP anti-fraud expert. Avoid this scam: Simply walk away from any deal that seems too good to be true. And if a company asks you to pay with a prepaid gift card instead of a credit card or debit card, it's a scam, Nofziger says. Always work with a trusted travel agency...

7 Ways To Stay Safe From A Pool-Related Illness

Swimming is one of my favorite things to do. Well maybe not actually swimming but lounging in the pool! Over the past few years there has been a rise in pool-related illnesses but don't fret, we've got 7 ways to do this. While some are obvious like the first one, there are others I never thought of. Be Well,Anisa 1. Stay Out Of The Water If You Have Diarrhea… If you have been diagnosed with cryptosporidiosis, the illness caused by the parasite, don't go back into the water until two weeks after diarrhea has completely stopped. 2. Shower Before You Swim… Rinsing off in the shower for 1 minute removes most of the dirt or anything else on your body that uses up pool chemicals to kill germs. Most people have about 0.14 grams of feces - comparable to a few grains of sand - on their body at any given time, according to the CDC. Hide Your Valuables in Plain Sight with This Secret Book SafeYou can't look up words in this dictionary, but you can store your precious valuables! This hollowed book safe hides your treasures in plain sight. And you won't believe how much stuff you'll be...

5 Social Security Myths That Refuse to Die

I recently saw this article in AARP about Social Security and the myths surrounding it.Because Social Security is important, there are always concerns about its current and future state. Many of us worry about all the changes to the program in its 85-year history which has created a bunch of myths on how it is funded and how it works.Here are the facts behind 5 of the most stubborn Social Security myths.I have to admit before reading this I believed all of them!Be Well,Anisa Myth #1: Social Security is going broke… The facts: As long as workers and employers pay payroll taxes, Social Security will not run out of money. It's a pay-as-you-go system: Revenue coming in from FICA (Federal Insurance Contributions Act) and SECA (Self-Employed Contributions Act) taxes largely cover the benefits going out. Social Security does face funding challenges. For decades it collected more than it paid out, building a surplus of $2.9 trillion by the end of 2019. But the system is starting to pay out more than it takes in, largely because the retiree population is growing faster than the working population, and living longer. Without changes in how Social Security is financed, the surplus is...

What will our life be like in our 50s, 60s, 70s and 80s?

As I'm almost 60 I find myself wondering… what will life be like?I can tell you my 50s is nothing like I imagined. I used to think boy 50 is old. Now? It's young, young, YOUNG!I'm starting to feel that way about 60 too!So what can we expect in each decade of our 50s, 60s, 70s and 80s?No matter what decade, it's good to check in to see what you can do to get the most out of life.I'm not sure what your personal goals for these years are, but based on an article from Sue Campbell former editor at Next Avenue, below is a checklist of things to consider. It's broken down by each decade of our lives, beginning with 50.Be Well,Anisa Our 50s… For me this decade has been a time of big transitions. From taking care of my mom who in years before ALWAYS took care of me. At work huge changes too. My younger, fellow employees are starting to hit their stride allowing me to work less in the "day to day" operations. For my friends who are in their 50s they've had children leave the home, but now many are moving back in. How can...

9 Dementia Risks You Can Actually Avoid

Millions of Americans are diagnosed with some form of dementia each year—and the numbers are only growing. In 2017, dementia led to nearly 262,000 deaths in the United States, according to the Centers for Disease Control and Prevention (CDC). By the year 2060, the CDC projects there will be 14 million U.S. adults with dementia. A recent report published in the journal Lancet suggests up to one-third of dementia cases may be avoidable if the right steps are taken during each life phase to lower your risk. The report states up to 35 percent of dementia diagnoses can be traced back to nine risk factors you can actually do something about. Here are nine things you could and should be doing. Be Well,Anisa 1. Protect Against Hearing Loss… Hearing loss during mid-life alone may raise your dementia risk by around nine percent. 2. Take Care of High Blood Pressure… Track your blood pressure so you can get help promptly if it goes too high. Lowes sells this for $90, your price today is just $50.These won't last long. Get details by VISITING HERE 3. Watch What Your Eat… Eat a Mediterranean-style diet to help lower blood pressure, improve cardiovascular health...

Organizing Your Pantry (And Keeping It That Way)

Last week we talked about reorganizing the pantry and why you should do it. (see last week's article here)This week we're giving you tips on how to do it and how to keep it organized.I just did this and I can't tell you how great it feels. I love to open my pantry and just look at it in awe! I don't think I've ever had it looking so nice.Be Well,Anisa Getting Started: Things to Help You Stay Organized The hardest part is getting started, but it'll go a long way to making meal prep faster and not waste food. Here are some things that you'll need to get started: Bins and baskets: Add bins, baskets, racks and Tupperware to help organize your items on the shelves. From wire baskets to plastic bins, there are plenty of inexpensive items you can find around your house or local box store to add more storage. If everything has a home, you'll be less likely to "mess it up" when looking for what you need later. These are also helpful in the fridge. You can prep and store fresh, chopped fruit and veggies in containers, so your family has quick, easy to find...

5 Reasons to Reorganize Your Pantry

It started with warehouse stores and especially during COVID-19, many of us are shopping less and buying more in bulk.Sometimes this is good but many times it leads to a very messy pantry. Today we're going to look at the reasons you should take a peak inside your pantry and reorganize it!Pre-packaged or canned foods won't go bad as fast, but they can easily get lost and forgotten and create chaos in the pantry. Besides, you only have so much space! It also means some fresh foods can go to waste as well.Let's look at five benefits to having an organized pantry (and fridge).Be Well,Anisa 1. Saves Money… If you know what foods you already have, you won't accidently purchase more. It's time to declutter and organize your cabinets with the Multi-use Under The Shelf Holder! For more information, VISIT HERE. 2. Reduces Waste… You won't have to throw out expired goods, because you'll use them before they go bad. 3. Saves Time… When you make a grocery list, you can easily see what you really need to purchase at the store as well as find ingredients to cook with. 4. Reduces Stress… It can be frustrating when you're looking...

6 Countries Where You Can Buy a Home for $100,000 or Less

Buying a cheap home and retiring is a disappearing dream in many places of the U.S. But if you have the spirit of adventure, you can find such digs overseas.Writing for U.S. News & World Report, Kathleen Peddicord - author of several books on retiring abroad - says you do not have to travel too far to find the affordable retirement of your dreams.Some such destinations may even put you right on the beach. Read below to see the list and start planning your second home!Be Well,Anisa Belize… Those who buy inland in the Cayo District can get homes for as little as $75,000. Colombia… If you want big-city lifestyle, housing in the nation’s capital, Bogota, remains relatively cheap. It's ALL Here… Our BEST SELLING ITEMSNot Only Are They Tops… They're All DiscountedStock Up And Save!Don't Wait… VISIT NOW Dominican Republic… Condos near the beach in Las Terrenas go for as little as $90,000. Brazil… In the town of Canoa Quebrada, beachfront condos are available for less than $70,000. Spain… If you buy near the sea in Murcia, you’ll pay one-half to one-third as much - as little as $100,000 - than you would in better-known coastal cities. Remember when...