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What is Lifestyle Creep? Are you guilty of this?

Lifestyle creep is an easy trap to fall into and can be a slippery slope to having a comfortable retirement or not.It's when you get an increase of income and you automatically start to spend a bit more. It might be a new home, a new care eventhough your current car is perfect.It is fun in the short run, but it's one of the deadliest destroyers of long-term wealth.Do this for too many years and you can jeopardize any hope of a comfortable retirement.Fortunately, there are things you can do according to this article from Money Talk News.Following the below steps can stop lifestyle creep in its tracks.Be Well,AnisaAs always please reply with your thoughts and comments.Missed an issue? Visit Here Value Experiences Over Things… Science has shown us that enjoying experiences brings people more joy than accumulating possessions. So, say "so long" to dreams of a fancy home makeover or a ginormous home entertainment system. Instead, plan experiences with beloved family members and friends that will create memories that last a lifetime. Of course, staying in the most expensive hotels during a trip to Paris with your best buds is the very definition of "lifestyle creep." So, look for...

Replace These 8 Things Today!

April 28, 2020 I'm certainly a frugal person and sometimes it is all in the wrong places. I recently read an article on 8 things we should all change right away.This list comprises of a bunch of things I know I never really thought of. However, waiting too long on them can cost money or even endanger our health. At home, it's easy to overlook stuff that needs to be replaced. If you can stay on top of these tasks you'll find yourself in better shape all the way around! Be Well,Anisa 1. Your Toothbrush… I've always done this two times a year, however the American Dental Association advises to replace them, three to 4 times a year or more frequently if the bristles look frayed or worn. 2. Your Pillow… Pillows are essential to a good nights sleep. A worn-out pillow no longer gives support to your head and back and can affect your sleep. Many doctors say you should replace pillows every two years, according to the National Sleep Foundation. Meanwhile, keep pillows clean… or replace it with a Bamboo Pillow! Third Age Subscribers get a SPECIAL DEAL on Bamboo Pillows.VISIT HERE to see my video on the...

Tips to Help Us Boost Physical and Mental Health During Quarantine

I've heard from many of you that being quarantined is getting more difficult. Not just physically but mentally.I did a bit of research and found this article from AZ Big Media by Cary Schnitzer MD.I found it to have some good tips for us all.Be Well,Anisa Physical Activity… While recreation centers and gyms are closing, it is still important to stay as active as possible during this time. However, check with your doctor if you plan on significantly increasing your physical activity. Some options you may want to consider include: • Engaging in at-home workouts in order to avoid physical contact with others • Take a walk around your neighborhood (ensure proper social distancing from others on the sidewalks). • Dancing to uplifting music See why over 300 customers say thse are the Ultimate Compression Socks for reducing pain and swelling - They're Copper Infused! How to Manage Depression and Anxiety… • Meditation is a great way to reduce stress and anxiety according to the CDC . Find a quiet place in your home and set a timer for a specified period. If you’ve never meditated, start off with just 3 minutes, and focus on your breathing. • You may...

Trivia – I got 17 out of 20 right – How well will you do?

May 05, 2020 I've always loved trivia. This one takes me back and I was surprised how many I knew even some were before my time. So I got 17 out of 20 correct. A couple I "knew" but just flat out couldn't remember. The minute I heard it I was "Oh Yeah, how could I forget that!" Be Well, Anisa Test for us 'Older Kids' 1. After the Lone Ranger saved the day and rode off into the sunset, the grateful citizens would ask, "Who was that masked man?" Invariably, someone would answer, "I don't know, but he left this behind." What did he leave behind? __ _______ _______. Answer: The Lone Ranger left behind a silver bullet. 2. When the Beatles first came to the U.S. in early 1964, we all watched them on The ____ ___________ Show. Answer: The Ed Sullivan Show 3. 'Get your kicks __ _________ _______.' (You need all 3 words.) Answer: On Route 66 4. 'The story you are about to see is true. The names have been changed to _____ _ _____. Answer: protect the innocent. 5. 'In the jungle, the mighty jungle, ____ ____ ____ ____.' Answer: The Lion Sleeps Tonight...

Tips on Coping With Isolation

Hello Friends,How are you coping during this difficult time? I'm doing well but I realize how much I miss human contact in the form of physical touching. I live alone. I am fortunate that I come to work daily and get to interact with coworkers. This is great, but I am a hugger and not having hugged any of my friends or family in so long is difficult. Not to mention I don't even have my cat to snuggle with. I know many of you have similar situations so what are we to do? I found this article on Tips on Coping With COVID-19 Isolation. I hope it helps and please share with me what you are doing? Be Well,Anisa Quick Tips For Older Adults Experiencing Social Isolation… Find or keep a sense of purpose. Take up a hobby such as growing an herb garden, crossword puzzles, knitting, or other activities.Age-appropriate workouts can help you not only stay in physical shape but in mental shape as well. Gentle exercises such as walking are suggested. It is always recommended to consult a healthcare professional or primary care physician first.Manage medication. Do you have enough to last you for the next 30-60...

Is NOW the right time to go gray? Here are some tips to help…

April 07, 2020 I've gotten a lot of emails lately asking about going gray and there may not be any better time than now.I know I am long, long overdue for a visit to the Salon for a color and a cut. I tried to dye my own hair and it didn't cover it well. Maybe I'll join the new trend of women embracing their gray hair. Will you?I am still undecided but it is the perfect time to revisit these tips to Going Gray Gracefully...This is a really good article to save for when you are ready to make the switch!Be Well,AnisaTransition Stage: Going Short...Going to natural gray can be made a little less noticeable by getting your hair cut short. This will keep your hair from looking conspicuously contrasted between the colored locks and your gray roots. It's even better when you can do the chop and then do one last color job. Yep some highlights or lowlights that blend the roots to the rest of your newly shorn crop or pixie.Talk to your hair dresser but make sure whatever your base color, keep the highlights and lowlights in the ashy, cool-toned family to create a natural blend...